Vehicle service contracts are extended protection plans for new and pre-owned vehicles.

Vehicle service contracts protect consumers against the cost of both sudden mechanical or electrical failures and some failures related to wear and tear. These failures can be quite costly and having a vehicle service contract provides protection from the unexpected.

Delivering vehicle service programs to consumers can get complicated. WiseTVP makes it simple with five coverage plans and an easy rating matrix. Underwritten by Old Republic Insurance Company, an A.M. Best A+ (Superior) rated carrier, WiseTVP encompasses a full range of benefits that give agents and dealers the flexibility to meet every consumer’s needs.

WiseTVP consumers are covered for up to 10 years and 100,000 miles with coverage beginning the day the service agreement is purchased.

WiseTVP offers five plan levels with each having more robust coverage than the next.

Claim administration and Obligor services for WiseTVP provided by Vehicle Service Administrator LLC, 11662 Gravois Road, #22439, St. Louis, MO 63126. Vehicle Service Administrator LLC is part of the Wise F&I LLC family or companies.

• Basic Plan
• Select Plan
• Deluxe Plan
• Supreme Plan
• Supreme Wrap Plan

GAP addresses the concerns of everyone involved in the loan process by:

Financial coverage for total loss of vehicle due to accident or theft, providing financial relief from the difference between the insurance settlement and the remaining loan balance

• Saving the consumer from additional out-of-pocket expenses
• Saving the consumer from additional out-of-pocket expenses
• Insuring the losses of the lender from an unpaid balance

Tire and wheel protection addresses the concerns of the consumers:

• Covers the expense of tire and wheel repair and/or replacement
• Road hazard Tire & Wheel damage, including 24/7 roadside assistance
• Emergency Roadside Assistance
• Alternative Transportation
• Key/Key Fob Replacement
• Paintless Dent Repair
• Exterior Surface Protection
• Interior Surface Protection
• Windshield Protection

Keeps the vehicle looking new by providing interior and exterior surface repair, windshield repair, paintless dent repair, cosmetic alloy wheel repair and 24/7 roadside assistance with key replacement

APPEARANCE Coverage Benefits* May Include:

• Emergency Roadside Assistance
• Alternative Transportation
• Key/Key Fob Replacement
• Paintless Dent Repair
• Exterior Surface Protection
• Interior Surface Protection
• Windshield Protection

Key protection addresses the concerns of the consumers:

• Covers the expenses for vehicle keys and/or key fob is lost, stolen or destroyed.
• In the event the vehicle’s key and/or key fob is lost, stolen or destroyed.
• KEYWise provides coverage up to $1500 for the repair or replacement (one covered loss per 12-month period).
• KEYWise is available for all automobiles, RV’s, motorcycles, powersports and personal watercraft.
• included in the coverage benefits of KEYWise is Alternative Transportation Coverage, Non-Vehicle Keys on Ring Coverage, and Home Lock Out Service.

Diminished Value addresses the concerns of the consumers:

After an accident, even a properly repaired vehicle is worth a lot less than a comparable vehicle that was never damaged. The vehicle’s trade-in or sale value has diminished. It can now be worth 30% less! This is diminished value.

When the vehicle is sold or traded-in, its CARFAX® report will reflect a lower value. These types of reports make it easy for the next buyer to know whether the vehicle has been in an accident. This can automatically reduce the vehicle’s value even if the car is in excellent condition.

VALUEWise protects against a financial loss from diminished value, up to $10,000.

Example above assumes maximum benefit, actual benefit is subject to contract terms, conditions, limitations and exclusions. For illustration purposes only.

THEFT DETERRENT SYSTEMS addresses the concerns of the consumers:

When a vehicle has a theft deterrent system, it can help to prevent the vehicle from being stolen. And, with a theft deterrent system, it greatly improves the ability for the police to recover the vehicle if it is stolen. THEFTWise Theft Deterrent System gives the consumer peace of mind and financial protection.

THEFTWise Theft Deterrent System is permanently installed on the consumer’s vehicle to effectively deter against vehicle theft. The limited product warranty benefits are provided in the event that the system fails and the covered vehicle is stolen and not recovered within 30 days, or the vehicle is recovered but declared a total loss as a result of the theft. Theft-deterrent window stickers are provided to identify the car as being protected by

THEFTWise.

THEFTWise Product Warranty Coverage:

$5,000 THEFTWise benefit with a five year term.

Example above assumes maximum benefit, actual benefit is subject to contract terms, conditions, limitations and exclusions. For illustration purposes only.